Here is another solution you can use. Public Bank has came up with a new ATM card which works as a 2 in 1 feature. Whereby it's an ATM card plus a Visa Card. Similar to the Visa Electron card, I was able to successfully link this card with PayPal. I'm still currently waiting for the 4 digits number in order to verify the card. Since this is a VISA card, one should not have problems in withdrawing your PayPal funds into this card.
This card is actually link to your Savings account, much like the Maybank Visa Debit card. But the only difference is that, this card is able to use over the Internet especially either purchasing an item or withdrawing funds to and from this Day 2 Day debit card. Unlike the Visa Electron card, this card is unembossed and your name is not printed on the card. But you shouldn't really need to worry because, the name is exactly following your account name.
Here is a small comparison between these two cards.
PB Visa Electron Debit Card
Annual Fees RM24
Cash Back 0.5%
Embossed Card With name Printed
Monthly Paper Statement
Card NOT link to Savings / Current Account
3 - 6 Weeks for Card to arrive and ready to be used
Must have at least RM25 inside the card in order to make any purchases. If you have a balance of RM75 in your account, the available balance can be used is RM50.
PB Day 2 Day Debit Card
In my opinion, if one already have a Public Bank account, I feel that maybe you should not upgrade this card. This is because due to "security" issues. Whereby if let say, your card were to get stolen you won't be able to get your money back unlike credit cards. So if you do decide to use this card, probably just keep minimum amount in it, or maybe transfer to your checking account if you have one. But for those who are using Visa Electron now, I believe this will be a good move to switch over due to the lower annual fees.
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